Muscular lesions are often disregarded but they involve a lot of problems and costs
Muscular lesions are one of the drivers in the world of sports injuries. In the last 12 years this type of lesions among Italian football players have grown up to 20.70% of all injuries.
Here below we supply a short version of the outlook in respect of muscular lesions suffered by the Italian football players.
Our last article referred to the costs related to sports injuries. The adjusting side of sports injuries being a niche area requires a constant update on a variety of health problems related to the individual sport. Basketball is different from Football with regards to the players performance and dedication to their activity. Notwithstanding this however there are a number of similarities.
Should we take muscular lesions suffered by Football players as an example, we may see that this type of lesion is one of the drivers in the world of sports injuries. Also has the football pitch performance changed over the last two decades. Should we compare the muscular injuries from the year 2000 up to the year 2010 we may see that on about 6.000 cases 17.65% of the injuries were related to muscular problems.
Then, we take 5000 cases during the period from 2010 until now 2022, we may note that the percentage on muscular lesions have increased to an overall one of 20.70% of all injuries.
On the Italian disability scale muscular lesion may be evaluated as per the below indications. Besides we have also added the Temporary Total Disablement as well as the Permanent Disablement just to related this also to the many policy terms and conditions. This way insurers may have a better view of the surroundings of this type of lesion often disregarded but they involve a lot of problems and costs related thereto.
of the 1st/2nd degree may trigger on the TTD side a period between 20 and 40 days, the lesion itself is between 2 and 4 centimetres. On the Italian INAIL scale this would translate to a PD percentage of 1% to 2%.
Of the 2nd /3rd degree may trigger on the TTD side a period between 40 and 70 days, the lesion itself is between 4 and 8 centimetres. On the Italian INAIL scale this would translate to a PD percentage of 3% to 5%.
Whilst the third degree and more severe (very rare) would have a dimension in excess of 8 cm. The TTD period related thereto would be of 90 days and may even arrive to 100/120 days. On the Italian INAIL scale this would translate to a PD percentage of 6% to 7%.
Subsequently we may divide the argument as the below table: